Features

• Long Period and High Credit Line: Enjoy the benefits of extended loan periods and high credit limits to suit your financial needs.
• Flexible Repayment Methods: Choose from a variety of repayment methods, offering more choices to fit your financial situation.
• Diverse Repayment Channels: Experience fast and convenient repayment through multiple channels.
• Value-added Services: Access a number of distinguished value-added services tailored to enhance your borrowing experience.

Basic Conditions of Borrower

• Must be a natural person aged 18 and above.
• Should have a proper occupation and steady income sources.
• Must be qualified to buy the property.
• Both the borrower and spouse must have a good credit record.
• Should have entered into the property purchase agreement or purchase order and paid the down payment.

Application and Approval Processes

1. You may go to any outlet of Minsheng Bank for application.
2. Loan process:
   1. Loan application
   2. Lending investigation
   3. Relevant information collection
   4. Loan approval and contract signing
   5. Collateral / pledge registration formalities handling
   6. Loan granting

Materials to Be Provided

• Certificate of identity and marital status of the borrower and spouse.
• Proof of income and assets.
• Proof of down payment.
• Property purchase contract.
• Proof of collateral / pledge entitlement.
• Materials of guarantee agency and guarantor.
• Additional materials to be provided as required by the Bank.

Tips

• This page is for reference only; the specific business process standards are subject to the provisions at the local outlets.
• For any services, please call 95568, the 24-hour customer service hotline of Minsheng Bank.